Hit and Run Accidents
Two common reasons that at-fault drivers flee from the scene of a car accident are because they are uninsured or because they were drunk driving. In Texas, a hit and run accident is a third-degree felony that can result in criminal charges, but a conviction does not necessarily help the victim of the accident. You may have sustained substantial injuries as the victim of a hit and run. You are probably concerned about how you can pay for your medical bills and take time off work if you have been struck by a careless driver near Dallas. When this happens, the car accident lawyers at Feizy Law Office can help you pursue compensation.Asserting Your Rights after a Hit and Run Accident
After a hit and run accident, you should call the police and take care to provide details that could possibly help them find the perpetrator. You should also document your injuries and visit the emergency room for any treatment. It is important to ask witnesses to stay or to take down their contact information so that you have the greatest possible chance of recovering damages from the perpetrator.
The police will try to track down the perpetrator. If the perpetrator is located, he or she can be criminally prosecuted. Your ability to recover compensation, however, may depend on whether the driver is insured or has substantial assets to pay for your damages. Since many hit and run drivers flee the scene because they do not have insurance, your best option for recovery may be to make a claim against the uninsured motorist provision or underinsured motorist provision of your own insurance.
Uninsured and underinsured coverage is purchased through your own policy to protect you in case the person who hit you cannot be found or does not have insurance. About 20 percent of drivers in Texas do not have automobile liability insurance, and most of the people who do have this insurance have only the minimum. The current minimum limit is $30,000 for each person injured in an accident, $60,000 for everyone hurt in an accident, and $25,000 for property damage. A catastrophic injury, however, can result in medical bills that are in the hundreds of thousands or even more.
Insurance companies are notorious for denying coverage even to their own insured policyholders, which is why it is crucial to work with an experienced personal injury attorney even before you fill out the uninsured motorist claim paperwork. If you are able to settle with the hit and run driver's insurance for policy limits, but it is less than what your total damages are, your insurance company will get credit for the limits of that insurance and will owe you the difference.
Your uninsured motorist policy may allow your insurer to ask for an examination under oath. The examination is taken under oath, similar to what you would do if you were asked to give a deposition in litigation with the defendant or if you had to testify at trial.Explore Your Options with a Dallas Lawyer after a Motor Vehicle Collision
If you are seriously hurt in a hit and run accident, it may be difficult to get compensation from the driver who fled, even if he or she is caught. Moreover, sometimes even your own insurer will look for ways you were at fault for a crash to avoid paying you the full compensation owed to you under your uninsured motorist policy. After a hit and run in the Dallas area, call the motor vehicle collision attorneys at Feizy Law Office at (214) 651-8686 or contact us via our online form. We also represent victims of hit and runs in Arlington, Irving, Garland, Fort Worth, and Plano, among other Texas cities.